ASSET FINANCE
Merchant Cash Advance.
Merchant cash advances provide businesses with a lump sum of capital, which is repaid through a fixed percentage of their daily card sales. Unlike traditional loans with fixed monthly payments, MCAs adjust to the business's revenue, with higher repayments during strong sales periods and lower ones when sales dip.
This flexibility makes MCAs ideal for businesses with unpredictable cash flows. The advance is repaid over time until the agreed-upon amount is fully covered, with no fixed repayment term, allowing businesses to maintain cash flow stability.
How It Works?
Merchant Cash Advance
6 / 18 Months
The amount of borrowing achievable through a merchant cash advance varies depending on the lender and the business's sales volume. Typically, businesses can access funding ranging from £1,000 to £1 million. The exact amount is calculated based on the business's average monthly revenue from card sales, with many lenders offering advances equivalent to one to two times this figure. This allows businesses to secure substantial capital quickly, which can be used for growth, managing cash flow, or covering unexpected expenses.
The Process
The application process for merchant cash advances is designed to be quick and straightforward. Approval decisions are typically made within 24 to 48 hours, and funds are disbursed shortly thereafter. This expedited process ensures that businesses can access necessary funds rapidly, often receiving the money within a few days.
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Submit your application
One of our experienced finance specialists will promptly connect with you to discuss your options and gather the necessary documents to submit your application.
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Formal Offer
Our strong relationships with lenders ensure fast, reliable quotes and a smooth process without complications. Once approved, you’ll receive electronic contracts for quick and easy signing.
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Deal Funded
Funds typically disbursed the same day for your convenience.
Get your free consultation today.
Unlock your potential today! Complete our seamless and user-friendly 7-step multiple choice application form.