top of page
Short-Term Lending

Since Covid, the market has experienced considerable volatility. Short-term lending options such as Flexi-loans and Credit Lines have taken center stage in the business finance market. Looking ahead, we anticipate the prevailing economic uncertainty to persist throughout 2023. However, lenders remain cautious and less inclined to offer longer-term financing.

Post-Covid Funding Climate

Similar to the pre-Covid era, the financial market will continue to demand a personal guarantee for almost all its products. It's important to note that a personal guarantee doesn't imply that the loan is backed by your property; in reality, being a property owner is not a prerequisite for offering a personal guarantee.

2023 / 2024

As we navigate through 2023 and into 2024 amidst increased economic uncertainty, our primary goal is to ensure your business attains the strongest financial standing possible. Utilising credit lines will enable you to swiftly rebuild your credit score, while also opening the possibility for us to explore longer-term options with larger loan amounts in the future.



Find out how much you could borrow

Please enter a few details below to see a finance estimate...

Select product

Loan Amount


I'd like to repay over

This quote has not taken into account your credit or affordability. Rates may increase or decrease depending on the overall risk profile determined by each lender. Get a full quote to see your live market options.

Total Interest Amount


See How Your Quote Translates


Yield / Interest as a % of Loan

Yield / Interest as a % of Loan

We'll search for your business loan option from our comprehensive panel of lenders for free

Your estimated repayment is


No impact on your credit score

Your Loan Quote Summary (Including Fees)

Loan Amount


Lender Fees


Total Loan Amount


Monthly Payment


Loan Term

6 months

Annual Interest


Monthly Interest


Factor Rate:


Total Payable



Brokering is an art; not a science. Although we have technology to assist us with credit controlled decisions, the business finance market is complex. We explore every suitable option for your business, drawing on our experience of 20+ years in the market.

Efficient, Transparent, Supportive.
Fairmont Administration Fee image

Discover Our Lending Panel
Our lending panel comprises the majority, if not all, of the reputable lenders in the business finance market. With their swift and accurate services, we ensure your funding journey becomes a simple and effortless process.

Free, No-Obligation Consultation
Take advantage of a complimentary consultation by speaking with one of our business finance specialists. Rest assured, there is no obligation to accept any loan offers we may secure for you. The decision will always be in your hands, and we respect your preferences on how to proceed.


Fairmont One-Time Fee
Should you decide to proceed with one of our loan options, please note that we charge an administration fee. Our standard terms of business
entail a 5% fee based on the loan amount. Typically, this fee is payable once you have received the funds.


Become Part of the Fairmont Family
Our fee is a one-time payment. Our approach is to support you from the beginning of your credit journey and continue working together on an ongoing basis, enabling you to access larger amounts in the future. This way, you won't be burdened with fees on larger loans.


Continuous Support
We provide credit monitoring free of charge and without leaving any footprints on your credit history. This allows us to notify you when loans are likely to be achievable, and you can always reach out to us for a free business health check. We are dedicated to supporting you throughout your financial journey.


Putting your business needs at the forefront, our team of business finance specialists will expertly navigate you through every step of the application process. They will conduct a thorough financial appraisal for each application and handle the submission to lenders on your behalf, significantly enhancing the likelihood of success during the underwriting stage. Should you have any queries, questions, or concerns, please feel free to reach out to us without hesitation. We are here to support you.


You can trust in our extensive 20 years of experience in the business finance sector, guaranteeing that your application will be handled promptly and with utmost professionalism. Our dedicated team of business finance specialists will work diligently to secure the appropriate financing while providing you with regular updates throughout the entire process. Your satisfaction and success are our top priorities.


Through our collaboration with Experian, we proudly introduce FairFunds Technology. This cutting-edge software enables us to conduct comprehensive and precise market comparisons swiftly. With our client-facing platform, you gain direct access to real-time market options, empowering you to explore and evaluate your choices firsthand. Rest assured, we are committed to providing you with a seamless and transparent experience.

Get your free consultation today.

Unlock your potential today! Complete our seamless and user-friendly 7-step multiple choice application form. 

bottom of page